Terms of Service

These Terms of Service ("Terms") govern your access to and use of the eSure Insurance Premium Calculation Application ("eSure"), operated by iMAYAS iTech Pvt. Ltd.

By accessing or using the eSure website, mobile application, or related services, you agree to be bound by these Terms. If you do not agree, you should not access or use the Services.

You must be at least 18 years of age or otherwise legally competent to enter into a binding agreement. By using the Services, you represent that you satisfy these eligibility requirements.

eSure is an online application designed to calculate insurance premiums and facilitate quotation generation for automobile insurance products.

You agree to use the Services only for lawful purposes and shall not use them for fraudulent, illegal, or unauthorized activities.

Certain features may require user registration.

• Maintain the confidentiality of your login credentials.
• Restrict access to your account.
• Ensure information provided is accurate and up to date.
• Promptly notify iMAYAS of unauthorized access or security breaches.
• You are responsible for all activities carried out through your account.

Certain features may require user registration.

• Maintain the confidentiality of your login credentials.
• Restrict access to your account.
• Ensure information provided is accurate and up to date.
• Promptly notify iMAYAS of unauthorized access or security breaches.
• You are responsible for all activities carried out through your account.

Certain Services may require payment through authorized third-party payment gateway providers.

• You are authorized to use the selected payment method.
• The payment information provided is accurate.
• You agree to the applicable pricing displayed at the time of payment.
• Refunds are governed exclusively by our Refund Policy.

Premium calculations are based on information entered by the user and insurer-specific rating rules.

Users are responsible for ensuring all information is accurate and complete. Premiums displayed are indicative and remain subject to underwriting acceptance, policy terms, and insurer approval.

• Attempt unauthorized access to the Services.
• Introduce malware, viruses, ransomware, or malicious software.
• Interfere with or disrupt the Services.
• Reverse engineer, decompile, or copy any part of the application.
• Use automated tools to scrape or extract data.
• Upload unlawful, offensive, defamatory, or misleading content.
• Violate applicable laws or regulations.

Violation of these Terms may result in suspension, termination of access, and legal action.

All software, source code, trademarks, logos, graphics, documentation, databases, reports, and content available through eSure are the exclusive property of iMAYAS iTech Pvt. Ltd. or its licensors.

No part of the Services may be copied, reproduced, modified, distributed, published, sold, licensed, or otherwise exploited without prior written permission.

All software, source code, trademarks, logos, graphics, documentation, databases, reports, and content available through eSure are the exclusive property of iMAYAS iTech Pvt. Ltd. or its licensors.

No part of the Services may be copied, reproduced, modified, distributed, published, sold, licensed, or otherwise exploited without prior written permission.

Our collection, storage, and use of personal information are governed by our Privacy Policy.

By using the Services, you consent to the collection and processing of your information as described in the Privacy Policy.

Our collection, storage, and use of personal information are governed by our Privacy Policy.

By using the Services, you consent to the collection and processing of your information as described in the Privacy Policy.

The Services are provided on an "as is" and "as available" basis.

• Premium calculations may not always be error-free.
• The Services may not operate without interruption.
• The Services may not meet every user's specific requirements.
• Insurance premiums remain subject to underwriting rules and insurer approval.

• Loss of profits
• Loss of business opportunities
• Loss of data
• Business interruption
• Indirect, incidental, consequential, or special damages

Our total liability shall not exceed the amount paid by the user for the specific transaction giving rise to the claim.

• Your misuse of the Services.
• Your breach of these Terms.
• Your violation of applicable laws or third-party rights.

The Services may contain links to third-party websites. iMAYAS does not endorse or control such websites and accepts no responsibility for their content, availability, or privacy practices.

We reserve the right to modify these Terms at any time. Updated versions will be published together with the revised effective date. Continued use of the Services constitutes acceptance of the revised Terms.

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the competent courts in Kerala, India.